This is one question that is asked pretty frequently these days. Especially now that we have online car insurance shopping where one can receive countless quotes to analyze before they make up their minds on which car insurer to go with.
Make no mistake about it, we humans are creatures of habit and for years there are those who have faithfully stuck with one insurance company. Apart from the fact that change can sometimes be scary and filled with so many unknowns and uncertainties, there is of course nothing wrong with this kind of loyalty. In fact there are many clear advantages that one will enjoy from sticking it out with one car insurer.
The most obvious include the fact that incase of any trouble or controversy over your car insurance then you know that you auto insurance company of many years will tend to b swayed on your side and will almost always give you the benefit of the doubt. Especially when they have known you for so many years and have enjoyed uninterrupted car insurance business from you.
But new harsh realities have entered the car insurance equation. Top on the list is the need to keep auto insurance costs low. Some of the most popular tactics used include packaging all one’s insurance needs, from domestic to property, under one insurer and then putting the car insurance for all cars that one owns under the same insurer’s books. Many times this will mean shifting to another more general insurer other than your car insurer of many years.
Then there is online car insurance shopping that has taken the industry by storm. The truth is that it is too convenient to be ignored. In the pre-World Wide Web days, one of the reasons why people would tend to stick with one insurer was because it was such hard work finding a good insurer that it made sense to hand on to one for a long time when you found them.
The reality in this information age is very different. Not only is it much easier to shop for insurance, but the fact is that new and better deals are beig announced all the time. This is why it makes sense to change your car insurer of many years. But always for a good solid reason.
